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The Consumer Credit Act

Making the Consumer Credit Act work for you

If you've purchased a product or service costing between £100 and £30,000, did you know that you're protected under the Consumer Credit Act 1974 should it turn out to be faulty or mis-sold?

Section 75 of the Consumer Credit Act protects you by ensuring that even if you cannot claim a refund from the retailer or service provider for some reason, you can still get that money back - from your credit card provider.

Of course, the credit card companies would probably prefer that you didn't know about the Consumer Credit Act, but it's still your legal right to claim a refund from them if you've exhausted other possibilities.

For more about your rights under the Consumer Credit Act and how exactly to exercise them, be sure to read our free Section 75 Claims guide.

Claims Financial

  • Got a Loan - Been sold PPI?

    PPI - Payment Protection Insurance has been mis-sold alongside millions of loans, mortgages and credit cards. Find out now if you are owed £1000s.

    Reclaim Mis-sold PPI

  • Got a Credit Card?

    Claim Back £1000s in unfair credit card charges TODAY. You can make a claim on every credit card you have had in the last 6 years.

    Reclaim Credit Card Charges

Reclaim £1000s in Financial Compensation

  • We are the UK’s experts in claiming back ALL Unfair Charges
  • No Win, No Fee and No Upfront Fees
  • Unless we win your refunds we work for FREE.

Reclaim Credit Card Charges (Avg. £600 per card)
Mis-Sold PPI? (Loan Insurance) (Avg. £2000 per policy)
Reclaim Care Home Fees (Avg. claim £60,000)

Reclaim ALL unfair charges today

You will receive your claims pack in the next couple of days