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Section 75 Agreement

What is the Section 75 Agreement?

If you've ever used your credit card to make an purchase costing anywhere from £100 to £30,000 which later turned out to be unsatisfactory, the Section 75 agreement  - part of the Consumer Credit Act 1974 - grants you extra protection under the law with regard to refunds.

Essentially, the Section 75 agreement states that if you have difficulty getting your money refunded from the retailer or service provider - for example, if they are an unresponsive online seller, or have gone out of business - you can claim that money from your credit card company instead.

Abiding by the Section 75 agreement is a legal requirement for anyone providing credit card services, so your credit card provider must take your claim seriously.

For more information about the Section 75 agreement and making it work for you, take a peek at our free Section 75 Claims guide.

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