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Credit card warranty

Information about your credit card warranty

If you've bought a product on your credit card that later turned out to be faulty, your credit card may provide you with a warranty for refunds.

Under Section 75 of the Consumer Credit Act 1974, you have a warranty to claim a refund from your credit card provider if you bought unsatisfactory goods and services worth between £100 and £30,000 and the retailer refuses to provide you with the necessary refund.

This warranty acts to ensure you cannot be cheated out of your cash by unscrupulous sellers, as your credit card company is obliged under the law to cover these costs.

To learn more about this credit card warranty, how to exercise it and your rights under the law, be certain to have a peek at our free Section 75 Claims guide.

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