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Credit card refunds

How you can get credit card refunds

We've all made bad purchases at one time or another - products that didn't work as advertised or services that weren't up to par. And sometimes it's difficult to get your money back, whether it's because of a retailer who's impossible to reason with or a business that's gone bust.

But if you paid between £100 and £30,000 and made the purchase on a credit card, you do have another option - credit card refunds.

The legal standing of credit card refunds was set down by the Consumer Credit Act 1974, which places the onus on the credit card company to cover the costs incurred by the consumer in the situations described above.

Credit card refunds are your legal right - they're part of your agreement with your credit card provider, so don't be afraid to ask for them.

For more about credit card refunds and how to request them, you should read our free Section 75 Claims guide.

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