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Consumer Credit Act 1987

Your rights under the Consumer Credit Act 1987

Section 75 of the Consumer Credit Act 1987 grants you certain rights when you use a credit card to make purchases. The most important of these rights is that any purchase with which you are not satisfied and which cost between £100 and £30,000 must be refunded by your credit card company if the original seller refuses to do so, for whatever reason.

Therefore, under the Consumer Credit Act 1987, you should never lose out due to unscrupulous retailers refusing you refunds for poor quality goods and services - you can get that money back from your credit card supplier.

Don't be afraid to use the Consumer Credit Act 1987 to exercise your rights to a refund.

For more information about the Consumer Credit Act 1987 and how to use it, check out our free Section 75 Claims guide.

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