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Section 75 Claims

Consumer Credit Act Section 75

What is a Section 75 refund?

Have you ever used a credit card to pay for a product or service worth between £100 and £30,000?

Did something go wrong with that product or was the service not up to scratch? (e.g. faulty television set, flight tickets with an airline that subsequently went bust.)

Well did you know that under Section 75 of the Consumer Credit Act 1974 you would have been allowed to claim a full refund from your credit card provider?

Essentially, Section 75 gives extra protection to consumers when retailers and service providers fail to keep up their end of the bargain. 

Not many consumers know about it, and credit card companies like to keep it quiet. But to see if your purchases are covered by Section 75 and would like to know how to make a claim, then read on.

What is covered by Section 75?

Claims Financial

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