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Mortgage Arrears Help

Reclaim mortgage arrears charges

Is your mortgage in arrears? Then you will know of the extortionate penalties that can be imposed on you by your mortgage lender.

The mortgage companies claim that they are justified in charging these fees to cover "administration" costs incurred when informing you of your predicament. However, everybody knows that it doesn't cost £30-£40 to draft a letter or make a phone call.

If your financial situation worsens and you find yourself repeatedly in arrears then these charges can add up; for example if you get to the stage where the bank is threatening to repossess your home you may owe up to £4000 in petty and unreasonable fines just to add to your woes.

The Financial Services Authority has declared that these penalty charges are unlawful and unfair and thousands of people have already reclaimed millions of pounds as a result. So if you would like to know how to reclaim your money then read on.

How to reclaim your mortgage arrears charges

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