Reclaim Credit Card Charges

Virgin credit card charges

Like other credit card companies, Virgin charges its customers penalty fees in certain situations. These may include late payments, payments which are returned, or a customer exceeding their credit limit. What a lot of people don't know is that there are boundaries on how much it is legally permissible for your credit card company to charge you.

The cap placed on credit card charges by the Office of Fair Trading is £12. If Virgin, or another credit card supplier, has imposed a penalty fee on you which is higher than £12, this is considered an excessive charge and you are allowed to claim that money back.

Regrettably Claims Financial's credit card charges reclaim service is no longer in operation, but we could still help you to reclaim mis-sold PPI.

At Claims Financial, our speciality is dealing with financial institutions such as Virgin Money on behalf of the consumer. Our service operates on a No Win No Fee basis, so you don't pay a penny if your claim is unsuccessful.

You can claim for charges going back six years, and we aim to recoup the entire amount you paid, plus interest. If you're interested in having us reclaim money you may be owed, fill in your details on our form.

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