Reclaim Credit Card Charges

Capital One credit card charges

Capital One, like other credit card suppliers, levy penalty fees on their customers for various reasons. Credit card charges may come about due to late payment, a payment being returned, a customer exceeding their  credit limit, or for other reasons.

Nonetheless, there is an upper limit on how much they are legally allowed to charge, set by the Office of Fair Trading in April 2006. That limit is just £12. If you have received credit card penalty charges from Capital One or any other financial institution which exceed £12 each, then you have been charged unfairly and are entitled to have your money returned.

Unfortunately Claims Financial no longer pursues claims for credit card charges, but we could help you claim back mis-sold PPI if you were the victim of a widespread mis-selling scandal.

Our business runs on a No Win No Fee principle, so you pay nothing if your claim is unsuccessful. So if you feel you've been mis-sold PPI by your lender, contact us using the form on the right.


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