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Credit Card Charges

Reclaim unfair credit card charges

If you have a credit card and have made late payments, exceeded credit limits or had returned payments then it is likely that you have been charged extortionate credit card charges by your credit card company.

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But thanks to a ruling by the Office of Fair Trading it is possible for us to reclaim these unfair card charges for you. We have already reclaimed £100,000s for people like you who have been ripped off by their credit card companies.

As a result of the OFT's ruling the credit card companies reduced their penalty card charges from £35 to £12. We still believe, however, that £12 is too high and as such we aim to regain the full amount plus interest.

You can reclaim up to the last six years worth of credit card charges (five years in Scotland) so if you have been repeatedly penalised by your credit card company the potential value of your claim is huge.

Case example:

We reclaim £1000 in unfair credit card charges for you, our fee is 25% (plus 15% VAT) = £287.50 inc. VAT, leaving you with £712.50.

Please note we have a minimum fee of £75 + VAT on credit card charge claims. So if we recover £150 for you our fee would stand at £86.25 inc. VAT. The minimum fee does not apply on refunds over £300.

Claims Financial is a specialist company, set up to help victims of credit card penalties and we know how to win your case.

Apply Now

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