How the Sales of Goods Act can save you money
If you have recently purchased a faulty product and are unsure
about your rights then you are not alone - in fact many consumers
are on uncertain ground when it comes to faulty goods, and many
companies take advantage of this to evade refunds or
replacements.
But no matter what lengths the company may go to escape it, the
law is on the consumer's side, and the seller of the product is
liable to put right any situation resulting from the sale of a
defective product. It is the Sales of Goods Act which marks out
your rights as a consumer when dealing with faulty products, and it
is very valuable to have some familiarity with it as you can't
expect shops to gleefully refund your purchase every time you
express dissatisfaction.
Read on if you want to arm yourself with the legal knowledge to
shield yourself from losses arising from shoddy products.
The Act is founded upon three statutory rights, two of which are
relevant to the consumer - namely the right to satisfactory quality
and the right to get what you were expecting. If a product was
bought on the basis of a description or a sample of which the
product does not conform to, the Act dictates that a customer has
the right to reject the product, demand a full refund, or claim
damages. Believe it or not, this still applies if the products were
inspected or picked out before purchase.
Similarly, the customer is entitled to a full refund if the
product is not of satisfactory quality. This is however not black
and white and can provoke heated debate in the courtroom. But for
the purposes of the Sales of Goods Act, the definition of
satisfactory quality considers things such safety and durability
and requires that goods are free from minor defects and of good
appearance and finish.
Claiming that a product is not fit for purpose also falls within
the right to satisfactory quality and will also give you the same
entitlements. That is so long as you have actually been using the
product as it was intended to be used.
If you fear that you have had the product for too long and
therefore may not be able to claim a refund, don't worry. Even if
that is the case, it's still your right to have the item replaced
or repaired for free. If a clear fault with the item appears within
6 months of the purchase which is not the result of wear or misuse
then the retailer is obliged to repair or replace the goods. Even
after 6 months there is a chance of getting a repair or
replacement, but you will need robust proof that the product was
inherently faulty.
Getting Your Refund
It's all very well knowing that you are entitled to a refund,
but you need to know how best to go about it.
In an ideal world you would secure a refund immediately after
complaining to the retailer. The shop should do so as long as your
product is genuinely defective and you have returned the item
within a reasonable amount of time (usually around 2 weeks) after
you bought it. The shop will demand some proof of purchase but this
should not to be too difficult to find, as it doesn't necessarily
have to be a receipt - credit cards, bank statements, a witness or
anything else that serves as proof that you purchased the product
will be sufficient.
The retailer may snub you but there is still the possibility
that your faulty goods are covered by the manufacturer's guarantee
- if this is the case, write to the manufacturer to supplicate a
refund.
If both these attempts fail then you will have to make your
complaint more formal, and somewhat more threatening. Write to the
retailer for a second time, this time formally rejecting the goods
under the Sales of Goods Act and threaten to take the matter to the
Small Claims Court if your refund is not granted.
If even this approach is not successful then you may have to
lower your expectations slightly and pursue a replacement or free
repair instead. However, if you are hell-bent on getting a refund,
then you will have to carry out your earlier threat and take the
case to the Small Claims Court. For further advice,
please refer to our free Small Claims Court
guide.
One final recourse failing all this is Section 75 of the
Consumer Credit Act. Section 75 is a clause in the law whereby
single expensive goods purchased using a credit card can be
refunded by the credit card provider if found to be faulty. For
further information on Section 75 consult our free Section 75
guide.
Second hand goods
Claiming refunds on second hand purchases can be a lot trickier.
This is because the statutory rights conferred on you by the Sales
of Goods Act, as mentioned earlier, only apply when the seller is
'acting in the course of a business'. This might apply to
second-hand car dealers but if somebody is selling you something on
a one-off basis in a non-business capacity then getting any
compensation might be problematic.
Furthermore, there is believed to be a tacit understanding that
the lower price of second-hand goods is a recognition of the
greater risk of product deterioration or malfunction. Nevertheless,
depending on the minutiae of the individual case, you may have a
reasonable chance of claiming a full refund, particularly if the
fault is something that became apparent very shortly after the
purchase, or was something you suspect the seller was aware of but
tried to conceal.
Goods bought online
If you have bought goods online through a transaction during
which you have not met the seller in person, then Distance Selling
Regulations will cover you. Perhaps the most salient feature of
distance selling regulations is the cooling off period, which lasts
for 7 days, during which you are entitled to cancel and receive a
full refund. If you issue a cancellation within this period then
the supplier is compelled to reimburse you within 30 days, unless
otherwise stated in pre-contractual information which should have
been given to you before the purchase.
Tread with care however, as there are many types of goods that
are not subject to the 7-day cooling off period. These include
personalised items, gambling services and perishables such as food
and flowers.
Claims Financial
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