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Holiday insurance for your half-term getaway a must, says moneysupermarket.com

8th February 2010

Brits looking to escape the February gloom with a half-term getaway should ensure they have adequate travel insurance in place - especially if they plan to take to the slopes, says moneysupermarket.com.

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Research from the price comparison site reveals that insurance for a family of four travelling to Spain for a week is available for just over £10 with Insurewithease, a reasonable amount considering that this covers a whole family for any medical expenses arising from accident or illness up to £5 million.

For those looking for a snow-filled adventure there are also competitive family deals available, however, policies covering winter sports can vary from provider to provider, with exclusions and caveats commonplace; it is therefore crucial to check the small print of the insurance policy to make sure that the winter sports cover includes everything you need. A family of four hitting the slopes for a week in Europe can insure themselves for £13 with protectyourbubble.com, covering winter sports equipment, piste closure, and ski pack / pass.

Bob Atkinson, travel expert at moneysupermarket.com said: "Whether you're seeking sunshine in Spain or snow on the slopes, travel insurance is an essential item when planning any holiday and you should not leave home without it. A family holiday can be costly, especially when it involves winter sports like skiing and snowboarding, but foregoing travel cover is simply not an option and scouring the small print really is a must.

"On top of the usual standard criteria such as cancellation, baggage cover, and medical expenses, some policies may also include extras such as cover for sports equipment, ski pass, or going off-piste. It's crucial you speak to your provider to determine exactly where you stand before jetting off."

Bob Atkinson continued: "Families who travel more than once in a year may also find annual travel insurance the more cost effective option. In addition to your travel insurance, securing your EHIC (European Health Insurance Card) before jetting off is another must. This entitles you to state-provided healthcare in the European country you are visiting - including Switzerland for skiing fanatics, but it should not be considered a replacement for travel cover."

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