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Cartel Client Review shut down by regulator

18th March 2010

Cartel Client Review has been closed down by the Ministry of Justice.

Cartel, one of the UK's largest claims management companies, was ordered to cease trading by the claims management regulator following an investigation by the MoJ after thousands of customers had complained.

The firm charges customers an upfront fee of £495 to "write-off" their debts by claiming to lenders that their credit agreements are unenforceable.

However, many customers - some of whom had paid thousands of pounds in upfront fees - say that after starting their claims they heard nothing back from Cartel and the company would not respond to correspondence.

One Cartel customer who contacted Claims Financial said he had paid nearly £1000 to Cartel in 2007 but heard nothing from them until the MoJ began its investigation earlier this month.

It is thought that Cartel has taken over £20m from 70,000 customers over the past two years, however this is now unlikely to be refunded by the company.

In an interview in today's Daily Mirror, Cartel boss Carl Wright said: "The money is not available to be refunded back."

The MoJ said: "Enforcement action is taken against businesses which fail to comply with the conduct rules.

"Removing a business's authorisation is a serious matter which can only be taken after careful consideration of all the evidence and the consequences for clients of such action.

"This means that CCR will no longer be able to carry out any claims management services."

The MoJ is advising Cartel customers to ask for their money back, or reclaim fees from their credit card provider using Section 75 of the Consumer Credit Act if they had paid that way.

"If you are a customer of CCR your agreement with them, as with any provider, is a private contractual matter between yourself and the provider in which MoJ cannot intervene directly because it is not a regulatory matter for which MoJ has responsibility," the MoJ said.

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