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How to spot and protect yourself from cowboy builders

Don't become a victim of cowboy builders.

By far the best way to avoid a botched job on your home is to identify a cowboy builder before they even begin their "work". Being cautious at this point will save days, weeks, maybe even years of distress and misery in the future.

By following these simple steps you should be able to protect yourself from the cowboy traders.

Be specific and set out a detailed, clear brief when requesting quotes.

Any reputable tradesman will provide clear estimations and costs, as well as a time frame, for each stage of the project. Cowboy builders will usually come up with an estimate from the top of their head and not be able to provide a specific breakdown of the figure.

Never make any advance payments. Only pay for work that has been done.

It's a common ruse for rogue traders to ask for cash up-front; leaving you exposed and out of pocket if something goes wrong. They may also request to be paid for the job cash-in-hand with a promise of no VAT. No legitimate business would work like this.

Ask friends and family for a recommendation and check the TrustMark website to ensure that the tradesman is registered for the particular trades you require.

TrustMark is a government-supported, non-profit scheme that protects the public from cowboy builders and helps promote reputable ones by making available a register of independently assessed building firms.

Use a firm that advertises using a landline phone number and be very wary of those only willing to give you a mobile number.

A trader that appears to be conducting their entire business from the back of a van should set alarm bells ringing.

It helps if the firm is a member of a trade group

For example the National Federation of Builders, the House Builders Federation or the Construction Confederation. But check with the relevant trade group to see if that membership is legitimate as cowboy builders are known to falsely claim to be part of trade groups to boost their credentials.

Seek at least three references, speak to previous customers and if a reasonable sized job, visit previous jobs.

Don't just go with the cheapest option; consider your ability to communicate with the firm and the quality of their work.

Cowboy builders will commonly make a cheap quote but then charge extra for other vital work such as electrics, plastering, doors etc.

Ensure that a written contract is signed by both parties. This will give you legal protection if anything goes wrong. Without one you won't have much of a leg to stand on legally.

Agree in writing any changes to the agreed contract value and ensure these are agreed in writing before the work is done.

Contact your local council's Building Control department.

You can arrange for them to come and inspect the plans for your building work to make sure everything is complying to code before building commences. They can also make checks during the work.

If you follow these steps you will be very unlucky if you still find yourself with a cowboy builder. However, rogue traders such as these are becoming ever more devious and will do anything to trick innocent people out of £1000s.

How to complain about cowboy builders.

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