Last week's bombshell bank charges ruling in the Supreme Court
left literally millions of people in the financial doldrums. People
who had been sitting on claims worth hundreds of pounds for up to
two years suddenly saw their hopes of a hefty bank charges refund
go up in smoke (for now, anyway.)
However, you may be in no way surprised to learn that the banks,
and other fine upstanding financial institutions, have probably
ripped you off in other ways. The good news is that most of these
other bank-sanctioned swindles are reclaimable.
If you have a credit card and have made the
odd late payment or overspent your limit then you will most likely
have been charged an exorbitant fee by your provider.
For example, credit card charges. If you have a credit card and
have made the odd late payment or overspent your limit then you
will most likely have been charged an exorbitant fee by your
provider. A previous court ruling set these fees at a "fair" £12,
but companies still hand out full refunds to customers who kick up
a fuss.
If you have been charged unfair credit card fees and want to
know how you can claim them back please consult our no win no fee credit card charges
reclaim service for more information.
Another massive area where customers have been stitched up is
payment protection insurance (PPI). This is the insurance sold
alongside mortgages and loans that pays out if you stop working
because of illness or redundancy. However, millions of costly PPI
policies have been mis sold to customers who were either ineligible
for it from the start or simply not told about its inclusion.
Unscrupulous salesmen still get away with it today but you can
reclaim mis sold PPI policies. To see how, please see our PPI section for
more details on how to make a claim. You could be owed £1000s.
Claims Financial
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