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Consumer Law Blog

Council tax rebanding - Reband Revolution

by Elliot 08 October 2009

Council tax, like gravity or mothers-in-law, is something most people live their whole lives without ever questioning.

The usual practice is to get your bill through, narrowly avoid kicking the cat when you see how much more you're paying this year than last year, set up a direct debit, and then try not to think about it again for 12 months.

The majority of people don't stop to think about why they are paying these sometimes astronomical amounts. A little delve into early 1990s history tells us many of the valuations that council taxes are based on were made by council officers and estate agents who cruised down streets estimating how much each house was worth purely based on how many windows it had. That is not what anyone would call an exact science, and we are still paying for it today.

Amazingly, nearly 20 years later, no government since has bothered to re-evaluate (except in lucky Wales) those imprecise 1991 readings.

However, some people have decided to do something about this situation themselves, and thousands are following suit. Through council tax re-banding, households are claiming rebates of £1000s and saving on future bills.

It's relatively easy to find out if you should be on a lower band than you are currently on. If you do discover that you are paying more than you should then arrange a reassessment with your local council immediately. They'll put you on the lower band and give you a rebate for EVERY year you've been paying over the odds.

If you'd like to know more, our helpful guide to council tax re-banding will tell you all you need to know about getting reassessed and claiming a hefty rebate.

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