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Consumer Law Blog

Bank Charges and Govan Law Center

by Bradley Askew 07 March 2010

Bank Charges Claims may yet see payouts following a victory by Govan Law Centre which won the right to challenge charges under a different piece of legislation - the Consumer Credit Act.

"Over the last few weeks, UK banks have been telling one million customers that there were now no grounds to reclaim bank charges, standing November's Supreme Court's decision," said Mike Dailly of Govan Law Centre.

"The Bank of Scotland now faces a fresh challenge that charges were excessive and unfair under the Consumer Credit Act.

"That is a potentially devastating case for them to answer, because under this new law, the onus of proof is on the bank to show that charges were fair," he added.

For many it seems like this has been going on for years and some are skeptical that the Courts will ever find for the consumer as after all the courts have had the opportunity and the conclusion in the Surpeme Court was disappointing.

Consumers are advised to claim back all unfair charges in the meantime.  Claim Back Charges Now

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