Are bank charges unlawful?
The question of what constitutes unlawful bank charges is very
much on people's minds of late. High profile court cases have
recently swung wildly in opposite directions, first going against
the banks but eventually and rather unsurprisingly ruling in their
favour. At stake was over £2.5 bn a year in revenues derived from
fees relating to unplanned overdrafts.
The current state of play is that overdraft fees are not deemed
to be unlawful bank charges by the courts although in cases of
hardship successful claims made through the ombudsman are still a
viable option. But where does that leave the myriad of other fees
levied by banks on credit cards or payment protection insurance
plans for instance?
At Claims Financial we make it our business to stay up to date
on all current legislation, legal rulings and best practice. We
work for you on a no win no fee basis to reclaim any unlawful bank
charges that you are entitled to.
Simply complete the attached form and an advisor will be in
touch with you shortly. This could be worth hundreds if not
thousands of pounds for you so ACT NOW!
Claims Financial
"I just had to put pen to paper and write to say I'm more than delighted with my settlement that you won me back from my PPI I had with Lloyds TSB. The Claim Forms were simple to fill in. It was a breeze"
Mr R Evans 11 Nov 2010