Overdraft fees are penalties charged by banks whenever a
customer exceeds their agreed limit and falls into the red.
Customers can be charged up to £35 each time in overdraft fees, and
the longer they are in the red, the more charges they get - meaning
that some customers have paid hundreds of pounds in overdraft
fees.
Unfortunately the Supreme Court ruled in November 2009 that the
Office of Fair Trading could not regulate bank charges, it is very
difficult to reclaim overdraft fees.
However, although the ruling means there is a slim chance of
reclaiming overdraft fees, there are other types of bank-related
charges you can claim back.
For example, Claims Financial can reclaim any credit card
charges that have been imposed on you by your provider for
exceeding your credit limit or missing payments.
We can also reclaim mis-sold PPI (payment protection
insurance/loan insurance) and wrongly-charged care home fees. To
start your claim today, simply click on the link below. You could
be owed £1000s.
"I just had to put pen to paper and write to say I'm more than delighted with my settlement that you won me back from my PPI I had with Lloyds TSB. The Claim Forms were simple to fill in. It was a breeze"
Mr R Evans 11 Nov 2010