Do you want to reclaim overdraft charges?
Overdraft charges have been used by years by banks as a means of
boosting their profits at the expense of struggling customers.
Customers who exceed their agreed overdraft limit and dip into
an unauthorised overdraft are often charged exorbitant charges by
their bank.
Overdraft
charges can cost customers up to £35 and regularly push people
further into the red, compounding their debt. Those who remain in
an unauthorised overdraft for a length of time are repeatedly
charged by their bank, potentially racking up £1000s in
penalties.
In 2007 the Office of Fair Trading took the banks to court as it
deemed their overdraft charges to be unfair to the consumer.
Despite winning in two courts, the OFT ultimately lost its case in
November 2009 when the Supreme Court ruled they had no jurisdiction
over overdraft charges.
Millions of UK consumers with overdraft charges cases on hold
were effectively told that they could not reclaim their money.
Overdraft charges are not the only unfair practice banks use on
consumers. Banks also punish customers with extortionate credit
card charges, charged when card holders exceed their credit limits
or miss repayments. However, credit cards were not affected by the
overdraft charges ruling and are still reclaimable.
Claims Financial are experts at claiming back unfair credit card
bank charges and have reclaimed millions of pounds for thousands of
clients.
To start your claim today all you have to do is fill in a short
application form which you can request by entering your details on
the right of this page. Return your application to
us via the FREEPOST envelope provided and we will do the rest for
you. You could be owed £1000s.
"I just had to put pen to paper and write to say I'm more than delighted with my settlement that you won me back from my PPI I had with Lloyds TSB. The Claim Forms were simple to fill in. It was a breeze"
Mr R Evans 11 Nov 2010