Do you feel that you have been the victim of illegal bank charges?
The question of illegal bank charges on current or closed
accounts relating to unplanned overdraft, bounced cheques and
direct debits used to be a relatively easy affaire punctuated by
many happy endings for determined consumers.
The usual method of attack was to threaten to take a bank to
court and it would usually issue you a speedy refund with interest
with little or no fuss. Of course, this appeared to implicate the
banks in some form of wrong doing. However, since the result of the
widely publicised shock Nov '09 Supreme Court ruling on the Bank
Charges test case it's become a lot more difficult to reclaim and
the question of illegal bank charges has become less clear in
overdraft cases except in clear instances of hardship.
To complicate matters the question of illegal bank charges
relating to credit cards is as yet undecided by the courts. To put
it simply you have to petition your bank taking the best approach
and hope for the best.
Why not let our experts at Claims Financial review your case to
determine whether you qualify for a refund and whether you have
been subjected to illegal bank charges taking your unique
circumstances into account. We know the loopholes, we know the
drill and we know the banks. Claims Financial operate on a strictly
no win no fee basis so you have nothing to lose. ACT NOW!
Claims Financial
"I just had to put pen to paper and write to say I'm more than delighted with my settlement that you won me back from my PPI I had with Lloyds TSB. The Claim Forms were simple to fill in. It was a breeze"
Mr R Evans 11 Nov 2010