How do I go about challenging bank charges?
Banks charge their customers for all kinds of minor infractions,
such as accidentally exceeding their overdraft limits or problems
with direct debit payments. Recently, a large number of consumers
began challenging bank charges that they felt were unfair or
excessive.
Unfortunately, a November 2009 Supreme Court ruling sided with
the banks, making it far more difficult to get compensation.
Challenging bank charges relating to overdraft fees is now unlikely
to meet with success, except in rare cases.
Other bank charges, however, like those involving missed credit
card payments or exceeded credit limits, are not affected by the
ruling, and it is still possible to reclaim these from your
bank.
Claims Financial are experts at challenging bank charges for our
customers, having already successfully reclaimed millions of pounds
on behalf of thousands of clients. If you think you may be entitled
to compensation for unfair bank charges, start your claim today by
filling in the form on the right.
Claims Financial
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