Have you been the victim of bank over charges in the past?
We have all experienced bank over charges relating to credit
cards, unplanned overdraft, or bounced cheques. Some confusion
surrounds the subject of exactly when the consumer is entitled to
reclaim these charges.
Bank over charges have recently received high profile news
coverage due to a landmark Supreme Court decision in Nov' 2009
which found charges levied for unplanned overdrafts were reasonable
and legal. This decision effectively saved the banks over £2.5 bn a
year in lost revenues and made it nearly impossible to claim back
for that particular charge.
But what about other kinds of bank over charges? Charges on
credit cards or payment protection plans for instance. And what
about cases of financial hardship or where the customer's
circumstances are far from ordinary? Are all cases treated the
same? To be honest there is a great deal of room for interpretation
in the laws and a formidable amount of bureaucracy and paperwork
involved and no clear answers.
At Claims Financial our experts specialize in keeping up to date
with the changing legalities of bank over charges and work on a no
win no fee basis on your behalf. Let us take the hassle out of your
claim. Complete the attached form and your dedicated advisor will
be in touch shortly. ACT NOW!
Claims Financial
"I just had to put pen to paper and write to say I'm more than delighted with my settlement that you won me back from my PPI I had with Lloyds TSB. The Claim Forms were simple to fill in. It was a breeze"
Mr R Evans 11 Nov 2010