Do you want to know about bank charges law?
Have you ever been the victim of unfair bank charges relating to
unplanned overdraft, failed direct debits, bouncing cheques,
Payment Protection Insurance, unpaid standing orders or credit card
fees? Most of us have. Would you like a bank refund of some or all
of these charges? Most of us would. But what is the current state
of bank charges law?
Firstly, bank refunds don't just magically happen by themselves.
In fact banks are quite skilled at discouraging you from pursuing
them to reclaim any money you might feel is owed to you. They often
use a combination of truth, confusing legal jargon and the
assumption that the consumer is uninformed as to bank charges law
to deter the average claimant from pursuing their claim beyond the
first letter or phone call.
Bank refunds have also become more difficult to achieve since a
November 2009 Supreme Court ruling on bank charges law declared
that overdraft charges were not automatically unfair or even
unlawful.
There is a great deal of confusion relating to bank charges law
at the moment, with claims and counter claims seemingly exaggerated
by both sides. The banking faction would like to deter the claimant
from initiating a claim in the fist place, while the claims
industry often makes unsubstantiated or exaggerated promises
concerning what it can deliver to the victims of excessive bank
charges.
To keep up to date with the bank charges law relating to
financial claims is a daunting task. Claims Financials legal and
banking experts make it their business to keep abreast of bank
charges and can pass on that knowledge and experience to you free
of charge. If you feel you may have a claim against a lending
institution simply complete the form and our advisors will be in
contact with you shortly to discuss your options.
No win no fee no worries. Let Claims Financial take the hassle
out of getting your money back. Apply today.
"I just had to put pen to paper and write to say I'm more than delighted with my settlement that you won me back from my PPI I had with Lloyds TSB. The Claim Forms were simple to fill in. It was a breeze"
Mr R Evans 11 Nov 2010