Are certain bank charges illegal?
Reclaiming bank charges on
current or closed accounts relating to unplanned overdraft, bounced
cheques and direct debits used to be a relatively easy affaire and
there was little talk of whether the bank charges illegal fees or
not.
The traditional method of
approach was to threaten to take a bank to court and it would often
simply issue you a refund with interest. This appeared to implicate
the banks in some form of wrong doing. However, since the result of
the widely publicized shock Nov '09 Supreme Court ruling on the
Bank Charges test case it's got a lot more difficult to reclaim and
the question of whether your bank charges illegal fees has become
less clear except in cases of hardship.
Why not let our experts at
Claims Financial review your case to determine whether you qualify
for a refund and whether your bank charges illegal fees taking your
unique circumstances into account. Claims Financial operate on a
strictly no win no fee basis so you have nothing to lose. ACT
NOW!
Claims Financial
"I just had to put pen to paper and write to say I'm more than delighted with my settlement that you won me back from my PPI I had with Lloyds TSB. The Claim Forms were simple to fill in. It was a breeze"
Mr R Evans 11 Nov 2010