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How much is my claim?

How much is your claim?

PPI does not come cheap. As the table shows, PPI premiums paid by consumers represent anything from 13 per cent to a staggering 56 per cent of the amount loaned. It is common for PPI on loan agreements to be paid for by a one off premium included in the loan itself and for interest to be charged on PPI premiums.

PPI premiums as proportion of loan: cases reported by Breaux. The table below should give you a rough idea:

Loan Type

Loan amount

PPI permium

Permium as a percentage of total loan

Unsecured personal loan

£8,993

£2,217

25%

Unsecured personal loan

£11,000

£5,133

47%

Hire purchase for car

£5,059

£2,157

43%

Hire purchase for care

£6,895

£2,317

34%

Unsecured loan

£5,600

£744

13%

Secured loan

£25,000

£12,127

49%

Secured loan

£35,000

£10,150

29%

Conditional sale for car

£4,300

£2,394

56%

Unsecured personal loan

£13,000

£3,367

26%


You get the picture - it is incredibly expensive and there is a likelihood that you have been mis-sold. You may have been the victim of a hungry salesman.

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