Your Debt Management Plan

To apply online please click here

Debt management may be the right solution for you if your debts are less than £15,000. It is an informal arrangement between you and your creditors, where you make an affordable monthly payment to repay your unsecured debts.

The first thing your Debt Management Plan will do is take the pressure off you. That’s because we will:

• Distribute your single, affordable monthly repayment to your creditors on your behalf
• Speak to your creditors for you - once you are on a Debt Management Plan, any calls or letters demanding payments should cease
• Help with any queries about your plan and provide ongoing support through your dedicated personal Advisor
• Negotiate with your creditors to, where possible, freeze interest levels and stop any further charges being applied
• Carry out regular reviews to ensure that your plan is the best solution for you, right until your debts are completely paid off. This may include consolidating your debts or remortgaging your home